There are penalties for not taking required minimum distributions from IRAs, but there is more to the story than that. Elliot Raphaelson shares advice on the RMD rules in "The Savings Game: What to do about missed RMD, and other reader questions" in The Buffalo News.
Helping others is great, and helping yourself is always good as well, so why not do both at the same time? Integrate these five strategies into your financial plan, and you can.