Retirement may seem a long way off, but it's important to plan for the retirement you desire.
Confused about Social Security and IRA benefits under certain life circumstances? Find answers from The Savings Game.
There are penalties for not taking required minimum distributions from IRAs, but there is more to the story than that. Elliot Raphaelson shares advice on the RMD rules in "The Savings Game: What to do about missed RMD, and other reader questions" in The Buffalo News.
Slott says a traditional IRA is an IOU to the IRS, so he believes in looking for alternatives.
Helping others is great, and helping yourself is always good as well, so why not do both at the same time? Integrate these five strategies into your financial plan, and you can.