16 May

We hope this note finds you well. In light of recent geopolitical developments in Ukraine and their effects on the market, you may be concerned about your investments. Rest assured that we are in tune with market conditions and don’t let our emotions lead to poor decisions.

Market declines are common and temporary occurrences, and historically, a recovery occurs within six months of the event that caused them. We maintain a perspective that leads to logical reactions to recent events and we never try to time the market. We will make proper adjustments to your portfolio when necessary. We expect economic conditions to improve in the second half of this year, leading to a recovery of recent market declines. As always, we have your best interests at heart!


Kent C. Newhart, President

Michael P. Boyko

Michael P. Boyko, Senior Account Executive